Terms of Service
Last Updated: November 15, 2023
Please read these Terms of Service ("Terms") carefully before using the Racuna Vozacu website and services operated by us.
Agreement to Terms
By accessing or using our services, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access our services.
Description of Service
Racuna Vozacu provides financial education services, including but not limited to budgeting tools, expense tracking, financial planning resources, and educational content. Our services are designed for informational purposes only and do not constitute financial advice.
User Accounts
When you create an account with us, you must provide accurate and complete information. You are responsible for maintaining the confidentiality of your account and password, and for restricting access to your computer or device.
Subscription Terms
Some aspects of our service are offered on a subscription basis. By selecting a subscription plan, you agree to pay the applicable fees. Subscriptions automatically renew until canceled by you.
Cancellation and Refund Policy
You may cancel your subscription at any time. We offer a 30-day money-back guarantee for new subscribers. Refund requests after 30 days will be considered on a case-by-case basis.
Intellectual Property
The Service and its original content, features, and functionality are owned by Racuna Vozacu and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
User Content
Our Service allows you to post, link, store, share, and otherwise make available certain information, text, or other material. You are responsible for the content that you post on or through the Service.
Prohibited Uses
You may use the Service only for lawful purposes and in accordance with these Terms. You agree not to use the Service:
- In any way that violates any applicable federal, provincial, or international law or regulation
- To engage in any fraudulent or deceptive activities
- To impersonate or attempt to impersonate the Company or another user
- To interfere with or disrupt the Service or servers connected to the Service
- To attempt to gain unauthorized access to any portion of the Service
- To use any automated means to access the Service for any purpose
- To upload or transmit viruses or any other malicious code
Disclaimer of Warranties
Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. We disclaim all warranties of any kind, whether express or implied.
Limitation of Liability
In no event shall Racuna Vozacu, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages resulting from your use of our services.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to its conflict of law provisions.
Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of significant changes through our website or via email.
Contact Information
If you have any questions about these Terms, please contact us at:
Racuna Vozacu
123 Financial District
Toronto, ON M5X 1A9
Email: info@racuna-vozacu.sbs
Phone: +1 4374754928