Privacy Policy
Last Updated: November 15, 2023
Racuna Vozacu ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial education services.
Information We Collect
We may collect personal information that you provide to us directly, including:
- Contact information (name, email address, phone number)
- Demographic information (age, income range, financial goals)
- Financial information (spending patterns, budget details, financial objectives)
- Account credentials (username and password for our platform)
- Communication preferences and correspondence with our team
- Technical information (IP address, browser type, device information)
- Usage data (pages visited, features used, time spent on platform)
How We Use Your Information
We use the information we collect for various purposes, including:
- Providing, maintaining, and improving our financial education services
- Personalizing your experience and content recommendations
- Processing transactions and sending related information
- Responding to your comments, questions, and requests
- Sending technical notices, updates, security alerts
- Monitoring and analyzing trends, usage, and activities
- Detecting, investigating, and preventing fraudulent transactions
- Complying with legal obligations and enforcing our terms
Information Sharing and Disclosure
We may share your personal information in the following situations:
- With service providers who perform services on our behalf
- With your consent or at your direction
- To comply with legal obligations or protect rights and safety
- In connection with a business transfer, such as a merger or acquisition
- With financial institutions for payment processing purposes
- With analytics partners to understand service usage patterns
Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, access controls, and regular security assessments.
Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.
Your Rights
Depending on your location, you may have the following rights regarding your personal information:
- Access and receive a copy of your personal information
- Rectify inaccurate or incomplete personal information
- Request erasure of your personal information
- Restrict or object to processing of your personal information
- Data portability (receiving your data in a structured format)
- Withdraw consent at any time, where we rely on consent
Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child, we will take steps to delete such information.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes.
Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Racuna Vozacu
123 Financial District
Toronto, ON M5X 1A9
Email: info@racuna-vozacu.sbs
Phone: +1 4374754928